- Support or independent escalation & mitigation of assigned global customer risk cases
- Perform financial risk analysis and creditworthiness checks, especially by analyzing external financial data or annual statements and internal data such as accounts receivables and credit management data
- Exchange with external credit & rating agencies regarding ZF's customer portfolio and related creditworthiness assessment of customers;
- Support in defined credit management processes for ZF customers (credit assessment, credit decision/limits, credit assurance, credit monitoring, bad debts and customer insolvencies)
- Support further introduction of ZF Credit Management concepts in our global locations and help to enhance our existing processes, tools and methods
- Completed studies preferably in business administration/economics
- 3 + years of working experience in accounting/controlling/banking/treasury
- Service-oriented person with a consequent way of working on topics
- High proficiency in English
- Expertise in credit management and financial analysis of companies, such as understanding of concepts of balance sheet, profit & loss and cash flow statements and their correlations and typical key performance indicators
- Basic knowledge in risk analysis, rating and dealing with credit agencies would be a plus
- Advanced knowledge in Microsoft Excel
- At least basic experience within SAP ERP, SAP BO Analysis for Excel, Microsoft PowerBI/PowerApps
- Self-initiative is essential as you will work and should acquire knowledge cross-divisionally, cross-regionally, and cross departments in finance, IT, legal and sales or external partners
- Open-mindedness and flexibility in a quickly changing environment;
- Knowledge of second foreign language is an asset
- Employment under a contract of employment, remote or hybrid work opportunity
- Work on an independent position in an international team
- Private medical care
- MY BENEFIT package - the possibility of using a sports card, cinema and theater tickets, discounts on goods and services
- A friendly working atmosphere and mutual support
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Financial Analyst Customer Risk Management - Częstochowa, Polska - ZF Group
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